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Swift Title Loans

At Swift Title Loans, our mission is to serve every customer who reaches out to us. We are committed to connecting you with title loan solutions that offer competitive rates and flexible terms, ensuring you get the financial support you need, when you need it.

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Why Get a Title Loan With Swift Title Loans? 

Bad Credit OK

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Bad credit? No problem. As long as you meet the other eligibility requirements, your credit score will not impact your ability to get approved for a title loan.

Convenient Terms

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We work with you to find a repayment plan that fits your financial situation, offering flexible loan terms to make the process as stress-free as possible.

Quick Inquiry Process

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Our inquiry process is fast and efficient. If eligible, you can receive your cash in as little as 24 hours, getting the funds you need without delay.

Keep Your Car

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With Swift Title Loans, you can continue driving your vehicle while repaying your loan, ensuring you maintain access to your car throughout the loan term.

Title Loans Near You

HOW IT WORKS

Fast and Easy Application Process

When working with Swift Title Loans, you never have to worry about scheduling appointments or dealing with long wait times. We’re available seven days a week to assist you whenever you need us.

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To learn more about Swift Title Loans, shoot us a message or check out our FAQ page for additional details!

Get a Title Loan

  • Reach Out to Our Team

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    To start the inquiry process, contact us by phone or through our website. We’ll ask about the loan amount you need, along with details on your vehicle and income. Once this information is submitted, a friendly loan representative will reach out to you promptly.

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  • Discuss Next Steps

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    A loan agent will review your details and discuss your qualifications and pre-approval status. If you meet the basic requirements for a title loan, we will begin the search for the right lender.

  • Find out Pre-Approval of Your Loan Application

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    Once a suitable lender is found, you’ll receive more information and can complete the application online. If pre-approved, you could receive your funds in as little as one business day!

Personalized Auto Title Loan Experience

$50 Million

In Title Loans Funded

38 States

Nationwide Coverage

1 Million

Customers Served

Swift Title Loans has funded over $50 million in title loans, helping thousands of customers meet their financial needs.

With coverage in 38 states, Swift Title Loans is ready to assist you wherever you are.

We are proud to have helped over 13 million people across the nation secure fast and reliable title loan services.

  • How quickly can I get access to my funded loan?
    With Swift Title Loans, you could receive your funds as quickly as 24 hours after approval. Our streamlined process ensures that once you're approved, you get access to your cash fast, helping you meet your financial needs without delay.
  • Why choose a car title loan over a traditional bank loan?
    Car title loans offer a faster and easier approval process compared to traditional bank loans. With no credit check required and quick access to funds, title loans are ideal for those who need cash fast and might not qualify for a traditional loan.
  • What factors are considered to estimate the value of my vehicle?
    The value of your vehicle is determined by factors like the make, model, year, mileage, and overall condition. This estimate helps calculate the maximum loan amount you may qualify for, allowing you to borrow up to the value of your car.
  • Can I apply for a title loan with bad credit?
    Yes, you can still apply for a title loan with bad credit. At Swift Title Loans, we focus on the value of your vehicle rather than your credit score, making it easier for you to get approved, even with less-than-perfect credit.
  • Are interest rates on title loans higher than traditional loans?
    Title loan interest rates tend to be higher than traditional loans because they are short-term and don’t require a credit check. However, at Swift Title Loans, we strive to offer competitive rates and flexible repayment terms to make your loan as affordable as possible.
  • How do I apply for a personal loan?
    Applying for a personal loan is simple. You can complete the application process online by providing details about your financial situation, income, and desired loan amount. Once submitted, you’ll typically receive a decision within minutes.
  • What credit score is required for a personal loan?
    The credit score required for a personal loan varies by lender. While a higher score may give you better terms, many lenders offer personal loans to those with fair or even bad credit, depending on other factors like income and debt-to-income ratio.
  • How fast can I get the funds from a personal loan?
    After approval, personal loan funds can be deposited into your account as quickly as 24 hours, although it may take a few business days depending on the lender.
  • What can I use a personal loan for?
    Personal loans can be used for a variety of purposes, including debt consolidation, home improvements, medical bills, or other large expenses. Most lenders have flexible guidelines on how you can use the loan.
  • Are personal loans unsecured?
    Yes, most personal loans are unsecured, meaning you don’t need to provide collateral like a car or home. This makes them an attractive option for borrowers who need funding without risking their assets.
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